Payment platforms | ELbuild

Payment platforms

For years, we've been assisting companies to develop innovative payment solutions capable of monetising e-commerce systems or other products.

Online payment tools

Find out which tools we're familiar with and what kind of integrations we can create for your e-commerce system or your application.

We've developed client modules to integrate the most common banks and payment gateways. If you contact us to add a payment method or design a new monetisation flow, you can take advantage of our experience and the code already tested on other e-commerce systems. The platforms we've worked with to create national and international projects include: Stripe, Braintree, PayPal, Ayden, Square Payments, Worldpay, BlueSnap, Banca Sella, PagoPA, Nexi and Intesa.

We also have experience in the integration of the PagoPA payment system for Public Administrations.

Not just credit cards

Credit/debit cards are no longer the only option for e-commerce systems based in Europe.

Some gateways, including Stripe, have recently developed a fully automatic system for receiving bank transfer payments through the SEPA circuit. This method allows you to supply the goods and services purchased automatically, without requiring your staff to check the recipient's current account to verify receipt of the transfer. For e-commerce systems that have decided to adopt this method, we've noticed an increase in the average transaction, as well as an increase in margins due to the reduced fees on the management of SEPA transfers compared to credit cards.

Security, PCI compliance and stronger customer authentication

We understand the regulations, and we create secure solutions that protect you from any legal issues.

We rely on development tools and patterns that natively offer support for PCI DSS and SCA. PCI DSS sets a benchmark for consumer protection and helps reduce fraud and data breaches across the payment ecosystem. It applies to all organisations that accept or process payments by card. SCA, or Strong Customer Authentication (via OPT, notifications or biometric systems), is one of the main security measures introduced by PSD2, the new European legislation regarding digital payments.